Responsible buyer
9. Target buyer Attribute Primary ICP Organization 501(c)(3) conduit borrowers (community hospitals & health systems, private colleges/universities, charter & independent schools, senior-living/CCRCs, cultural institutions) and mid-size governmental issuers (cities, counties, school districts, utility/water-sewer authorities, housing finance agencies) Issue profile (priority) Recent (last 1–4 yrs) construction/project-fund issues with multi-year draw schedules; funded debt-service reserve funds; advance/current refundings with escrows — the issues most likely to generate positive arbitrage and
Cost of the gap
Painful problem Tax-exempt issuers carry a perpetual, easy-to-forget federal obligation: for the life of every issue, they must verify whether invested proceeds earned more than the bond yield and, if so, rebate the excess to the Treasury — computed at least every five years and at maturity, reported on Form 8038-T , paid within 60 days of each computation date Verified [1] [3] .
Outcome
12. The outcome we sell What the buyer receives: for each bond issue, each required period, a finished, signed arbitrage compliance report — bond-yield and investment-yield calculations; the future-value rebate amount and any yield-reduction liability; documented determination of every applicable exception (small issuer, 6-month/18-month/2-year spending, bona-fide debt-service fund); a ready-to-file IRS Form 8038-T when a payment is due, or a fully documented $0 / negative-liability report when it is not; and a per-issue audit-defense file retained for the life of the bonds — delivered before the 60-day deadline , with a deadline-met guarante
Decision rule
Proceed only when the source record, service boundary, responsible reviewer, and release criteria can be named before work begins.