Bring every record, exception, and reviewer into one Basetrue Clear Non Bank ABL Factoring Field Exam file.

Today that work is bought almost entirely from small CPA/consulting boutiques (Young & Associates, Rosenberg & Fecci, LCG Advisors, ABLC, Tanner, Bank Advisors Ltd, Freed Maxick, Moore Colson, CFO Strategies) on day-rate/hourly billing, with multi-week turnaround.

basetruenonbankablfactoringfield

Who this is for

A precise operating owner, not a generic audience.

Responsible buyer

Target buyer ICP: US non-bank/independent asset-based lenders and factoring companies with $10M–$750M in committed facilities, 2–25 person credit/risk teams, running 10–200+ field exams per year, currently paying outside CPA/consulting firms on a day-rate basis with no dedicated in-house examiner headcount.

Cost of the gap

Painful problem Independent field exam and consulting firms bill field exams like manual audit fieldwork — day-rate or hourly, with engagements commonly running multiple business days on-site plus report-writing time, and turnaround measured in weeks rather than days (Inferred from the structure of every incumbent firm's marketing copy, none of which publishes fixed pricing or committed turnaround — a fragmentation signal in itself).

Outcome

BaseTrue never makes the lending decision, never issues an audit opinion under GAAS/SSAE attestation standards, and never contacts a borrower's debtors to demand payment.

Decision rule

Proceed only when the source record, service boundary, responsible reviewer, and release criteria can be named before work begins.

Method

The work moves through visible states.

ScopeService delivery workflow Lender triggers via portal request (new-loan, periodic covenant exam, or early-warning BBC anomaly).
CollectSecure upload of AR aging, GL, bank statements, sales journal, cash receipts journal, BBC history, loan agreement.
NormalizeAI extraction, normalization, and deterministic ineligible/dilution/fraud-pattern first pass within hours.
ValidateIf data gaps: structured request back to lender/borrower for missing exports.
ResolveExaminer reviews AI-flagged exceptions, runs debtor confirmation sampling on a risk-weighted subset.
ReviewExaminer RELEASE within committed SLA (standard: 5 business days; rush SKU: 2 business days for closing-critical exams).
ReleaseReport delivered to lender credit file; outcome tagged for the learning loop.

Engagement

Buy the reviewed outcome, with boundaries written down.

Pricing evidence and proposed pricing SKU Price Unit Free BBC Red-Flag Scan $0 1 borrowing base certificate + AR aging upload; instant preliminary eligible/ineligible flag preview Desktop Field Exam (founding) $1,800–$3,500 Per loan / per exam cycle (AR/GL/bank-statement based, no on-site inventory) Desktop Field Exam (standard) $2,500–$4,500 Per loan / per exam cycle, scaled by portfolio complexity and debtor count New-Loan Underwriting Exam $3,000–$6,000 One-time, pre-close, expedited SLA Full Field Exam w/ On-Site Inventory Addendum $4,500–$9,000 Per loan; on-site portion fulfilled via licensed local inspector partner network BBC Assurance (continuous monitoring retainer) $500–$1,500/mo P

Release package

The outcome we sell A credentialed-examiner-released, lender-credit-file-ready Field Exam / Borrowing Base Verification Report for a specific loan and exam cycle: eligible/ineligible collateral schedule tested against that lender's own loan-agreement definitions, dilution and turnover trend analysis, a fraud-pattern exception memo (duplicate invoices, ghost debtors, related-party concentration, EIN/address reuse across borrowers), and recommended reserve/ineligible adjustments
delivered in days, not weeks, at a fixed per-exam price.
BaseTrue never makes the lending decision, never issues an audit opinion under GAAS/SSAE attestation standards, and never contacts a borrower's debtors to demand payment.
Success metric: exam delivered within the committed SLA and accepted into the lender's credit file without material rework; secondary metric: dollar value of ineligible collateral or fraud exposure identified and prevented from being advanced against.

Proof standard

Operating evidence: No verified cycle-time result is published yet. The first result will be calculated from accepted intake through qualified-human release.

Client evidence: No client identity or case narrative is published. A reference may appear only after written permission and factual review.

Volume evidence: No completed-client count is claimed. Counts will be published only after the delivery ledger and provider records reconcile.

Evidence room

Authority comes from traceable sources, not decorative claims.

Open the full canonical blueprint dossier

SFNet 2025 market-sizing study (National Law Review)Source identified in the canonical blueprint; verify currency before client reliance.
SFNet Year-End 2025 ABL/Factoring Performance (Businesswire)Source identified in the canonical blueprint; verify currency before client reliance.
SFNet Q1 2025 Index releaseSource identified in the canonical blueprint; verify currency before client reliance.
IFA Commercial Factor — Data-Led Fraud DefenseSource identified in the canonical blueprint; verify currency before client reliance.
eCapital — Fraudulent Invoice IdentificationSource identified in the canonical blueprint; verify currency before client reliance.
IBISWorld — Invoice Factoring in the USSource identified in the canonical blueprint; verify currency before client reliance.
GM Insights — Asset-Based Lending MarketSource identified in the canonical blueprint; verify currency before client reliance.
Rosenberg & Fecci — ABL Field ExaminationsSource identified in the canonical blueprint; verify currency before client reliance.

Service boundary

Automation prepares. A qualified human releases.

BasetrueNonLedger is an operational documentation and processing service operated by Your Deputy, Obuke LLC. It is not a law firm and does not provide legal, tax, medical, financial, or other licensed professional advice. Consumer and personal debt matters are not accepted. The client retains its licensed professionals and decision authority. Automation may organize and check records, but a qualified human must review and release every client deliverable.

Unsupported facts remain unresolved, never inferred into a client deliverable.
Jurisdiction-specific or licensed questions are routed to the client's professional.
Every correction retains the source, reviewer, version, and reason for change.

Questions

Know the limits before intake.

Is this legal or professional advice?

No. This is bounded operational documentation and processing support. Licensed judgment remains with the client and its professionals.

Does automation make the final decision?

No. It can organize records, run declared checks, and prepare an exception queue. A qualified human reviews and releases every deliverable.

Is a client portal or CRM already active?

This public site does not claim an active portal integration. Portal access is provisioned only after the relevant backend is configured and independently verified.

What happens when evidence conflicts?

The item is placed in an exception state with its sources and owner. It is not silently resolved or presented as verified.

Fit diagnostic

Send enough context to scope the next conversation—no sensitive files.

Do not submit protected health information, personal financial data, credentials, or confidential client records through this public page.