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AINBIS operating blueprint · ccrc-continuing-care-disclosure-actuarial-readiness-desk

LifePlanClear — CCRC Continuing-Care Disclosure & Actuarial-Readiness Desk

CCRC continuing-care disclosure & actuarial-readiness compliance

Audience

Executive directors, CFOs, and board treasurers of independent and small-group nonprofit or for-profit CCRC/Life Plan Community operators (single-campus to 2-4 campuses, entrance-fee contracts), with no in-house actuary, securities-disclosure counsel, or dedicated compliance officer.

Problem

~2,000 CCRCs operate in the U.S. (~80% nonprofit); ~1,700+ are independent or small-group operators. 38 states require an annual continuing-care disclosure statement, and a growing subset (North Carolina explicitly; California actively legislating) requires an independent actuarial study. Most small operators have a finance team of one to three people, no actuary on staff, and rebuild the disclosure statement from a stale prior-year template each cycle.

Offer

Free Disclosure Readiness Check → Disclosure Statement Build ($3,500-$8,000/yr, per community) + Actuarial-Readiness Data Package ($2,000-$5,000/study cycle) → optional Actuary Sign-Off (actuary's own fee + $1,500-$3,000 coordination fee) → optional Multi-State Operator Add-On (+$1,500-$3,500/yr per additional state).

Operating process

[
  {
    "body": "Upload your census & fee-schedule extract, invoices, contacts, and prior correspondence; every State Regulator is confirmed 100% commercial.",
    "title": "Intake"
  },
  {
    "body": "Each Account gets a recovery-probability read and an Escalation Tier.",
    "title": "Score"
  },
  {
    "body": "AI drafts the escalating reminder sequence; a Compliance Reviewer approves tone and escalation before anything sends.",
    "title": "Draft and approve"
  },
  {
    "body": "The cadence sends under your brand; Promise-to-Pay commitments are tracked and broken promises flagged.",
    "title": "Send and track"
  },
  {
    "body": "Cash lands in your account, or the Account is documented and routed to a licensed collection-agency partner.",
    "title": "Recover or place"
  }
]

Evidence status

Identity · verified

Operating entity declared: Your Deputy, Obuke LLC, support@yourdeputy.com; LifePlanClear is its service brand.

Trust boundary · verified

Public page is a validation microsite for a documentation/recovery-support service; not a licensed account owner, collection agency, or law firm.

SEO integrity · verified

No fabricated review, rating, or aggregateRating schema; no unclaimed-dollar-figure claims without primary-source support. A Service/Organization node is permitted because it reflects the real operating entity (Your Deputy, Obuke LLC).

Competitor/customer attribution correction · verified

The source blueprint attributes The Baldwin Group to Comulate's customer base ("sold to large clients like Baldwin Group and IMA"). Fresh verification (Ascend customer case study, corroborated by ReSource Pro materials) shows Baldwin Group's overdue-invoice automation runs on Ascend + ReSource Pro's Overdue invoice Complete, not Comulate.

Competitive landscape freshness · verified

Applied Systems and Comulate were in active federal litigation as of Feb 2026 (a sandbox-account dispute); the court granted Applied narrow injunctive relief and rejected its broader reverse-engineering/derivative-product claims, leaving Comulate's antitrust counterclaim pending. Comulate remains operational.

Licensing boundary · verified

LifePlanClear claim or finding — see the operating docs (business-plan.md, ai-engine-spec.md, compliance-checklist.md) for the authoritative detail.

Domain-design coverage

Passed: 17; total: 17; coverage: 100.

Open the complete public blueprint DNA (JSON)