Every physician, nurse practitioner, therapist, and PA must be credentialed before they can be reimbursed by a health plan. The process is voluminous, deadline-driven, and unforgiving — education, training, licensure, board certification, DEA registration, work history, malpractice history, and sanction status must be verified against the primary source. When it slips, the provider sits idle: industry data puts the loss at roughly $7,500 per provider per month, with 67% of medical groups reporting 60–90 day onboarding delays.
The compliance surface just got harder. NCQA's credentialing standard, effective for surveys on or after July 1, 2025, now requires monthly license-expiration tracking and 30-day checks of OIG, SAM.gov, Medicare/Medicaid exclusion, and state-board sanctions — with adverse findings escalated to a peer-review body. On the liability side, at least 28 states recognize 'negligent credentialing' as a distinct tort; an Illinois appellate court upheld a $7.7M verdict for it (Frigo v. Silver Cross).
Most groups run this by hand, from memory, with a spreadsheet and an overwhelmed office manager. That is exactly where compliance gaps hide.