Five notice elements
Itemized claim, vessel description, demand and time to pay, a conspicuous sale-warning, and the sale date — all present, or the pack does not release.
The most rigorous trust reconciliation pack a property manager can receive.
TrustLedger assembles a documentation-complete monthly trust account reconciliation pack — every statutory element, every required lien search, the lienholder matrix, the certified-mail packet, and the 60-day calendar — checked against the letter of Florida Statute §328.17 before a specialist releases it.
Every subsection of Fla. Stat. §328.17Five statutory notice elements, gate-checkedDHSMV · USCG · UCC · judgment lien searchesSpecialist release on every pack5-business-day SLA
Why packs fail
A single missing element can void the entire sale.
A Florida marina's possessory-lien sale is only as strong as the notice behind it. Miss one of the five statutory elements, skip a required lien search, mis-time the 60-day window, or fail to notify a recorded lienholder — and the sale can be challenged, unwound, or expose the marina to liability.
Most marinas run this by hand, from memory, once or twice a year. The statute has not been read end-to-end since the last time it mattered. That is exactly where completeness gaps hide.
TrustLedger exists to close that gap with a single, exhaustive standard applied identically to every file.
1 of 5
missing notice elements is enough to jeopardize a sale
The benchmark
Measured against the letter of the statute — subsection by subsection.
We do not summarize the law and hope. Every pack is scored against a versioned rule pack tied to the exact text of Fla. Stat. §328.17. These are the provisions each pack is held to.
60-day window
The sale date is verified to fall no earlier than 60 days after the notice date, computed deterministically — never estimated.
Every required recipient
Owner plus recorded security-interest holders, documented-vessel mortgagees, UCC secured parties, and judgment lienholders — established by search, not assumption.
Out-of-state search duty
For vessels registered outside Florida, a reasonable lien search in the jurisdiction of registry is ordered and evidenced.
Conspicuous posting
A posting checklist for both the marina and the vessel, with the exact statutory placement requirements.
Advertisement, surplus, title
The 2-week publication rule, surplus-proceeds handling, and the bill-of-sale title path — sequenced on the calendar so nothing is missed.
How a pack is built
Intake to specialist release, with deterministic gates the AI cannot overrule.
AI extracts and drafts. Deterministic rules — running as code, outside the model — decide what is complete. A human specialist signs every release. That order is never reversed.
01
Delinquency Gap Scan
Upload the ledger and vessel details. We return a free completeness read: which statutory elements and searches you already have, and which are missing.
02
Evidence & lien searches
As your authorized clerical agent, we order the DHSMV, USCG/NVDC, UCC, and judgment-lien searches and build the lienholder matrix, corroborated across sources.
03
Grounded drafting
The five notice elements are drafted from your validated data and the §328.17 rule pack into field-locked templates — no legal opinions, no invented facts.
04
Deterministic completeness gates
Amounts reconcile to the ledger to the penny; the 60-day window is verified; the search checklist is resolved; SCRA is screened. Any failure blocks release.
05
Specialist release
A notice specialist reviews the exception queue and signs the release. High-value or federally documented vessels route to attorney review first.
06
Delivery
You receive the pack: notices, matrix, evidence log, posting checklist, certified-mail packet with labels, and the 60-day ICS calendar — ready for the marina to send under its own name.
The bar we hold
Rigor you can measure.
100%
Specialist-released
No pack ships without a human signature.
5 days
Standard SLA
From complete intake to released pack.
<1%
Critical-defect target
Tracked against a gold-standard pack library.
4
Lien-search sources
DHSMV · USCG · UCC · judgment, every applicable file.
Why TrustLedger
Built to be the most thorough option a marina has.
Documentation-complete, by design
The deliverable is completeness itself — every statutory element and search accounted for or explicitly exception-coded. Nothing is left implicit.
Deterministic, not vibes
The gates that decide completeness are code, not a model's opinion. A drafting error cannot slip past a statutory requirement.
In its lane, on purpose
We prepare documentation and run searches as your clerical agent. We never contact the vessel owner, give legal advice, or conduct the sale.
Engagement
Flat fee, per released pack. No contingency, ever.
Simple, predictable, and aligned with a documentation standard — not a cut of any recovery.
- A free Delinquency Gap Scan before you commit — see exactly what is missing.
- One flat fee per released Notice Completeness Pack; disclosed pass-through search fees.
- Optional fixed-fee attorney review for high-value or federally documented vessels.
- Optional Sale Continuity Add-on for the advertisement and sale-day exhibits, pre-dated to your 60-day window.
FAQ
Questions, answered precisely.
Is TrustLedger a law firm?
No. TrustLedger, a service of Your Deputy, Obuke LLC, provides documentation-completeness services. It is not a law firm, does not provide legal advice, and does not represent you in any legal matter. Attorney review is available and recommended for high-value or federally documented vessels.
Do you contact the boat owner or collect the debt?
Never. TrustLedger is not a debt collector and does not contact vessel owners or debtors. The marina remains the lien claimant and the party responsible for sending all notices and conducting any sale.
What makes a pack 'complete'?
Completeness is defined by the statute: the five §328.17(5)(b) notice elements present, the 60-day window verified, the a–e lien searches resolved or exception-coded, identity corroborated, and SCRA screened. Deterministic gates enforce each one before release.
How fast is it?
The standard SLA is five business days from complete intake to a specialist-released pack. The free Gap Scan is returned much sooner and tells you exactly what is still needed.
How are you priced?
A flat fee per released pack, plus disclosed pass-through search costs. No contingency and no percentage of any recovered amount or sale proceeds.
See what's missing before it costs you a sale.
Start with a free Delinquency Gap Scan. Send your ledger and vessel details and we'll return a completeness read against every subsection of §328.17.
Documentation-completeness service · not legal advice · the marina sends every notice.