BenefitGuard — Special Needs Trust & ABLE Disbursement Compliance Desk

Audience

Professional fiduciaries (independent trustees, trust-company trust officers, elder-law firm trust departments) administering 15+ active SNTs and/or ABLE accounts

Problem

Every SNT or ABLE disbursement must be individually checked against a narrow, unforgiving federal rule set — and most fiduciaries have no dedicated benefits-compliance specialist reviewing every request before they approve it.

Offer

A done-for-you disbursement compliance desk: a dated, cited Determination Memo within one business day, a Benefit-Impact Projection, a Restructuring Alternative where relevant, and a licensed attorney's Certified Opinion on demand — priced per request or as a flat retainer, never hourly, starting with a free Disbursement Compliance Check.

Operating process

[
  {
    "body": "Send the disbursement description, amount, payee, and your beneficiary's current benefit status and state — by secure portal or email, no account setup required.",
    "title": "Submit"
  },
  {
    "body": "The Rule Matrix and deterministic Bright-Line Checks run first, then a first-pass determination is drafted with full citations and a confidence score.",
    "title": "Classify"
  },
  {
    "body": "A Benefits-Compliance Analyst reviews every draft before delivery — 100% of cases, no exceptions.",
    "title": "Analyst review"
  },
  {
    "body": "Novel fact patterns, high-dollar requests, low-confidence classifications, and every Certified Opinion route automatically to a licensed elder-law attorney.",
    "title": "Escalate if triggered"
  },
  {
    "body": "You receive the formatted Determination Memo with full citations; the case is logged to your portfolio and feeds your Quarterly Portfolio Review if you're on retainer.",
    "title": "Deliver & log"
  }
]

Evidence status

Domain-design coverage

Passed: 17; total: 17; coverage: 100.

Open the complete public blueprint DNA (JSON)