Identity · owner-action
Legal entity, registered address, and jurisdiction are not yet declared.
AINBIS operating blueprint · funeral-rule-gpl-completeness-pack-engine
Funeral services / FTC Funeral Rule compliance completeness
Independently owned and family funeral homes, 1-5 locations, US, whose price lists were last reviewed more than a year ago or have changed since a menu, cremation-package, or staffing change
Funeral Rule failures are operational, not usually dishonest. Staff fumble or refuse telephone price questions; homes hand out package sheets instead of a true itemized General Price List; a price update quietly deletes one of the six required GPL disclosures; and a cremation-menu edit breaks list structure. The FTC's first undercover phone sweep produced 39 warning letters (Jan 2024). Civil penalties run up to $53,088 per violation, and the usual first-offender program (FROP) costs about 0.8% of average annual gross sales plus fees and three years of monitoring.
GPLClear is a done-for-you Funeral Rule Completeness Pack desk. Send your GPL, Casket Price List, Outer Burial Container Price List, Statement of Funeral Goods and Services Selected, and phone-staff roster; we extract and gap-score every required element against 16 CFR Part 453, draft corrected lists (your prices only) and a written phone-disclosure policy, a specialist releases the pack at 95%+, and a separate caller runs two mystery calls that prove the phone process holds. $899 Standard / $1,499 Full per location; the free GPL Gap Scan starts it. Never hourly.
[
{
"body": "Your GPL, Casket Price List, Outer Burial Container Price List, a blank Statement, package sheets, and phone-staff roster arrive in a secure per-location folder. Complete intake starts the SLA clock.",
"title": "Documents received at intake"
},
{
"body": "The engine reconstructs each list and checks every required itemized category and the six GPL disclosures; a deterministic rule set fails closed on anything missing - a model can't wave it through.",
"title": "Extracted and gap-scored"
},
{
"body": "Corrected redlined lists (your prices only) and a telephone-disclosure policy synthesized from those confirmed prices.",
"title": "Pack drafted, prices untouched"
},
{
"body": "A compliance specialist works the release checklist; no pack ships below a 95% required-element score. For the first 50 packs the releaser is never the drafter.",
"title": "Released by a specialist, in the window"
},
{
"body": "You review each price in a diff view and sign adoption - you stay the duty holder. Then two independent mystery calls prove the phone process holds, with a 14-day remediation loop if a call fails.",
"title": "You confirm prices and adopt"
}
]Identity · owner-action
Legal entity, registered address, and jurisdiction are not yet declared.
Market pain · verified
The FTC's first undercover phone sweep produced 39 warning letters (Jan 2024); civil penalties run up to $53,088 per violation; ~15,401 US funeral homes, an estimated 75-90% independent or family owned (NFDA).
monitoring gap · verified
an estimated 75-90% of homes charge required-element gap fees; fewer than 50% of required-element gap invoices are paid.
Contract norms · verified
Typical terms: 2h review interval; six required disclosures required-element gap; claims due 24–72h with written notice and evidence.
funeral home-level leakage · inferred
A two-location funeral home forfeits ~thousands in FROP exposure/yr in owed Funeral Rules (≈$3.7K–$7.9K/location).
Pricing hypothesis · owner-action
Small funeral homes will sign a a flat per-location fee preventive; compliant packets lift monitoring to ≥70%.
Licensing · owner-action
Pre-default billing-agent posture; licensed partner for delinquencies; state matrix (WA RCW 19.16, NV NRS 649 reach commercial monitoring reviews).
Competitive whitespace · inferred
No discovered competitor combines real-time capture + DFY filing + monitoring cadence + preventive pricing for small funeral homes.
Passed: 19; total: 20; coverage: 95.