CureClock Texas launch

For CAM companies managing Texas HOA/condo delinquency

Never miss another 45-day cure deadline.

Upload your Texas delinquency roster. Get a statute-perfect Cure Notice Pack and Deadline Ledger back in 24 hours — reviewed by a compliance analyst, ready for you to send under your own letterhead.

Request my free Portfolio Deadline-Risk Scan

What you send / what you get back

  • Send: delinquency roster, governing documents, collection policy
  • Get: Cure Notice Pack PDF + Deadline Ledger
  • If unresolved: Lien-Ready Packet for your attorney
373,000
community associations in the US, 2025 — Onyx Capital Mgmt / FCAR data
$103.3B
HOA/condo assessments collected annually — same source
45-day
Texas Prop. Code §209.006 cure-notice clock
15%+
delinquency rate that makes a building "non-warrantable" for Fannie Mae/Freddie Mac financing

The clock CAM companies can't track by hand

  • Texas requires a 45-day written cure notice before collection costs may be added — miss it, and that right is gone.
  • The lien-notice sequence is two steps, 30 days apart, with a 90-day wait before a lien may be filed.
  • A credit-bureau reporting notice needs 30 business days' advance notice — a rule most managers miss entirely.
  • FDCPA applies once a CAM company engages outside help to collect — a live, actively-contested compliance question.

A single missed or malformed notice can forfeit the association's right to recover collection costs or invalidate a lien.

What CureClock delivers

Cure Notice Pack

The statute-compliant 45-day cure notice, drafted with inline citations, ready to send under your own letterhead.

Deadline Ledger

A dated calendar of every remaining statutory notice date for the account, so nothing is tracked by memory.

Lien-Ready Packet

If the account stays delinquent through the full sequence, a complete evidentiary file for your retained attorney to review and file.

How it works

  1. Upload your roster. Delinquency roster, governing documents, and collection policy via the secure intake form.
  2. We draft and review. A compliance analyst checks every notice against the Texas Statute Checklist before delivery.
  3. You send and sign. You receive the Cure Notice Pack and Deadline Ledger — CureClock never contacts your homeowners.
  4. We track the clock. The Deadline Ledger monitors every downstream date and assembles the Lien-Ready Packet if needed.

Pricing — flat, per file, never hourly

$29–$39
Cure Notice Pack, per delinquent file per required notice event
$149–$199
Full Notice-to-Lien-Ready Sequence, per file that completes the full statutory sequence
$99–$349/mo
Portfolio Deadline-Monitoring Retainer, tiered by portfolio size
+$500
Multi-State Expansion Add-On, one-time per new state activated
Zero-missed-deadline guarantee: if CureClock's Deadline Ledger causes a missed statutory deadline on a file we've accepted and confirmed complete intake for, that file's fee is refunded in full and we review the root cause with you. No contract, no long-term commitment — the first 5 files in the pilot cohort are free.

What's verified so far

Attorney-reviewed Rule Matrix. The Texas Property Code Ch. 209 rule set is attorney-reviewed before any live file drafts against it.
100% human review. Every file is reviewed by a compliance analyst against the state Statute Checklist through at least the first 20 pilot files.
[PLACEHOLDER] Pilot-cohort deadline-compliance results will appear here once the first Texas pilot files ship. No fabricated results in the meantime.

Questions CAM principals actually ask

Does CureClock contact my delinquent homeowners directly?

No. CureClock is draft-only. You send and sign every notice under your own letterhead — CureClock never contacts the homeowner, negotiates, or collects.

Do you file or record the lien?

No. CureClock assembles the Lien-Ready Packet; your retained attorney reviews and files it. CureClock never signs on behalf of the association.

What if a notice is wrong?

Every notice passes a deterministic rule-engine check, an AI self-check, and a human compliance-analyst review against a state-specific Statute Checklist before delivery. See the guarantee above for what happens if a deadline is still missed.

Which states do you cover?

Texas at launch (Prop. Code Ch. 209). Florida, California, and Colorado are gated expansion states — each requires its own attorney-reviewed Rule Matrix before any client there is onboarded.

Is this legal advice?

No. CureClock is a document-production vendor, not a law firm. Every deliverable should be reviewed by your own counsel before you take legal action.

Who this isn't for: individual homeowners (never a CureClock client), associations already fully outsourcing 100% of delinquency handling to a law firm on exclusive contingency, and CAM companies outside Texas at launch.

Request your free Portfolio Deadline-Risk Scan

Upload your current delinquency roster and get a report within 24 hours flagging which accounts are approaching, or have already lapsed, a statutory deadline.

We'll send your Deadline-Risk Scan report here within 24 hours.

Just a number — this is the only qualifying question we ask.

Compliance disclaimers

CureClock is a document-production vendor. It is not a law firm, not a licensed collection agency, and does not provide legal advice. Every deliverable was prepared using an AI-assisted drafting system reviewed by a compliance analyst; it is not legal advice and must be reviewed by your own counsel before recording any lien or taking legal action. CureClock never contacts homeowners, never negotiates, and never files or records a lien — your retained attorney always signs and files. See the full operating blueprint dossier for the complete licensing boundary and compliance checklist.