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AINBIS operating blueprint · rubs-compliance-completeness-pack-engine

RUBSClear — RUBS Compliance Completeness Pack Engine

Multifamily housing / RUBS (Ratio Utility Billing System) compliance and allocation operations

Audience

Minnesota (then Colorado) multifamily owners and PMs, 50-2,000 doors

Problem

A Minnesota multifamily property runs RUBS on a spreadsheet or thin vendor relationship, with no reliable way to prove aggregate tenant charges stay under the master bill, common areas are excluded, fee caps are respected, and every active lease discloses the allocation formula.

Offer

On RUBSClear, properties stop guessing and get a release-ready RUBS Compliance Completeness Pack — reviewed and signed by a utility-ops analyst.

Operating process

[
  {
    "body": "Send 3-6 months of master bills, rent roll, sample leases, current allocation formula, and fee schedule through a secure upload.",
    "title": "Intake: send your property's records"
  },
  {
    "body": "Each master bill is extracted into a common schema and reconciled to the penny against its own stated total, then matched against your PMS property portfolio line by line.",
    "title": "Normalize and match"
  },
  {
    "body": "AI drafts discrepancy classifications and utility provider inquiries from your structured data. Deterministic code — not a language model — confirms every pack ties to the penny, sets aging clocks, and screens for billing correction/rate-mismatch patterns.",
    "title": "Classify in deterministic rules"
  },
  {
    "body": "An utility-ops analyst certifies every release. Anything ambiguous — a low-confidence match, a high-value discrepancy, a first-time utility provider — is held for a second analyst before anything ships.",
    "title": "Analyst release gate"
  },
  {
    "body": "The Completeness Pack ships by the 5th business day; approved utility provider inquiries go out the same day, with aging tracked automatically.",
    "title": "Deliver and track"
  }
]

Evidence status

Regulatory · verified

Minn. Stat. §504B.216 caps the admin billing fee at $8.00/period and the late fee at $5.00/month total; bans electricity apportionment for leases starting on/after 1/1/2025

Regulatory · verified

Colorado HB26-1013 (signed 3/26/2026) requires no overbilling, no markup beyond 2%-or-$10, common-area exclusion, and clear lease disclosure; new-construction permits after 7/1/2027 require direct metering

Market · verified

Full managed RUBS billing runs roughly $5-$8/door/month (Conservice, RealPage); operator-run software roughly $3/door/month (Utility Ranger)

Market · verified

Roughly 30% of conventional multifamily communities use RUBS; a 2026 Zego survey found ~33% of surveyed PMs still bill usage-based utilities in-house

Identity · verified

Operating entity: Your Deputy, Obuke LLC, support@yourdeputy.com

Licensing boundary · verified

RUBSClear never gives a legal opinion or guaranteed compliance outcome (licensed counsel's exclusive function) and never guarantees a specific fine-avoidance or tenant-action outcome.

Domain-design coverage

Passed: 17; total: 17; coverage: 100.

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